The Database has the insurance details of every car and its insured drivers and this information is available to the Police via the Police National Computer. The Database is operated by the Motor Insurers' Information Centre which is a subsidiary company of the Motor Insurers' Bureau (MIB ).
Tens of thousands of checks are made on the database each day and, in the future, use of technology such as Automated Number Plate Recognition (ANPR) will allow the Police to be more proactive.
The MID also brings benefits to insured motorists who are less likely to have to present their insurance certificate at their Police Station. This also means there is a reduction in Police paperwork and fraudsters cannot rely on fake insurance certificates.